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Race in Real Estate: Black and Hispanic Applicants Twice as Likely to Be Denied Mortgages

November 6, 2016 4:39 pm

White and Asian borrowers are more likely to be approved for a conventional loan than black or Hispanic borrowers, according to the latest federally released data from the Home Mortgage Disclosure Act (HMDA). The disparity persists despite improvements in mortgage access for borrowers over the last few years. In 2015, 22.4 percent of black applicants […]
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